Sn 2, Ep 21 - Manifesting The Big 3 - Wealth

Manifesting Wealth: Become the Person Who Can Hold It | Health, Wealth & Love — Part 2

What if wealth isn’t something you chase—but something you become available for?

In Part 2 of our Health, Wealth & Love manifestation series, we’re diving deep into the energetics, mindset, and everyday habits that can completely transform your relationship with money and abundance.

Gina and Kim explore what it really means to “manifest wealth like a pro”—from shifting your focus from money to value, becoming someone who feels safe receiving abundance, changing your wealth language, and taking inspired action, to learning how to respect and appreciate the money you already have.

You’ll hear real-life stories, including some unexpected lessons from finding coins on the ground, creating personal abundance symbols, and catching a scarcity thought in real time—and choosing to rewrite it.

We’re also talking about:

✨ Why your relationship with money matters more than your bank balance

✨ How to stop saying “I can’t afford it” and start recognizing choice and possibility

✨ Why avoiding your finances keeps you stuck in fear

✨ How to forgive yourself for past financial mistakes

✨ Expanding your awareness of the many ways wealth can enter your life

✨ The difference between scarcity, control, and true abundance

✨ Why jealousy can become inspiration instead

✨ How to expand your capacity to receive

✨ Creating a personal “sign” for abundance

✨ The connection between mindset, identity, action, and opportunity

✨ A powerful wealth visualization to connect with your future self

And, of course, we’re ending with a guided wealth manifestation meditation designed to help you release control, step out of past and future thinking, feel the emotions of your desired reality, and become energetically available for new possibilities.

Because manifestation isn’t about magically getting rich.

It’s about becoming the version of yourself who recognizes opportunities, creates value, receives with gratitude, and takes courageous action.

💫 Go create value. Stay open to receiving. And remember: you don’t consistently attract what you want—you attract what you repeatedly embody.

Transcript

kim 1:42

Hello everyone, and welcome back to The Charmed Life Project. If you joined us for part one, glad to have you back, and if you're just finding us now, don't worry, you can absolutely jump in here. We're in the middle of a three-part series on what I call the big three of manifestation: health, wealth, and love. Last time we talked about becoming the person who naturally creates better health, and today we're diving into something just as powerful, wealth. Now, before you picture stacks of cash or fancy cars, I want to expand the definition of wealth. Yes, we're going to talk about money, abundance, and financial freedom, but we're also going to talk about your relationship with money, your beliefs about what's possible, the identity you carry, and the everyday choices that either reinforce scarcity or abundance. Because just like we talked about in part one, manifestation isn't about magically getting the thing. It's about becoming the person. The person you become determines the life you create. Whether you look at this through the lens of spirituality, psychology, neuroscience, or simply the power of focused attention, the principle is the same. When your thoughts, beliefs, emotions, identity, and actions begin working together, your external world starts to reflect that internal change. So just like before, Gina's going to kick us off by sharing the energetic and intuitive side of wealth, And then I'll come back with practical mindset shifts and habits you can start applying today. Let's dive in.

gina 3:19

All right, Kim, I am so ready for this one. So most people think, manifesting wealth is all about repeating affirmations, making vision boards, or hoping the universe drops a check in the mail. Those things can absolutely help you focus your energy, but wealth isn't something you chase. It's something you become available for. The people who seem to attract opportunity over and over again usually aren't lucky. They've trained themselves to think differently, make different decisions, and notice opportunities that other people would otherwise overlook. Let's talk about what it really looks like to manifest wealth like a pro. The first step, stop thinking about money. Start thinking about value. Money is simply an exchange of value. Ask yourself, "How am I making someone's life easier? How am I solving problems? How am I creating joy, healing, education, or transformation?" The more value you create, the more opportunities wealth has to flow back to you. Shift your focus from, "How do I make more money?" to, "How can I become more valuable?" That one mindset shift changes everything Step two, become the person who can hold wealth. This is the biggest one, sometimes we ask for abundance while subconsciously feeling unsafe about receiving it. These are the questions that you're gonna ask yourself. Would I know what to do with a million dollars? Would I feel guilty? Would I fear losing it? Would I feel like I didn't deserve it? Your nervous system has to feel safe with success. Start practicing abundance now. Organize your finances. Respect every dollar. Celebrate money coming in instead of immediately worrying about it leaving. The universe responds to energy you consistently embody. The third step, you're gonna audit your wealth language. And what that means is listening to the things you casually say. "I'm broke. I can't afford it. Money is stressful. Rich people are greedy." Those statements become instructions to your subconscious. Instead, try this. "I'm learning to create more wealth. There are always new opportunities available. I'm becoming someone who manages abundance wisely." Words create identity, identity creates action, and action creates results. So the fourth step that I have is wealth loves movement. One of the biggest mistakes people make is waiting. Waiting until they feel ready, waiting until they know they have enough, waiting for the perfect timing. Wealth rewards movement. Take the class, launch the offer, apply for the promotion, send the email, invest in yourself. Momentum attracts momentum. But here's the thing, don't do any of those things if you're stuck in fear, because they will fail. Step five, expand your capacity to receive. And I advise taking a whole entire month to train yourself how to receive. Most people are excellent at giving. It's easy. Not everyone is good at receiving. Practice receiving compliments, receive help, receive support, receive unexpected opportunities without questioning whether you deserve them. Receiving is a spiritual practice. Accept help even when you don't need it. Just say yes. Step six, gratitude for what exists and excitement for what's coming. Gratitude is not pretending everything is perfect. It's training your brain to notice the abundance that already exists. Every night, I want you to ask yourself, "What surprised me today? What opportunities appeared? Where did money save me today? What blessings did I overlook?" An abundant mind notices abundance. Step seven, wealth is an energy of trust. Scarcity says there won't be enough, and abundance says there are always more opportunities. Trust doesn't mean doing nothing. Trust means taking aligned action without giving into fear. Professionals don't panic every time life gets uncertain. They adapt, they innovate, they keep moving, and they pivot So this is a great wealth visualization that I love doing. Close your eyes. Take a deep breath. Imagine yourself one year from today. You're walking into your life as your future self. Your posture is different. Your confidence is different. You no longer chase opportunities. They naturally find you. You make decisions from wisdom instead of fear. You feel supported. You feel capable. You feel abundant. Now ask your future self this: What is one belief I need to let go of today? Pause and listen. Then ask, "What is one action I need to take this week?" Trust the first answer that comes. That's your next step

kim 9:47

I love that perspective, what I want everyone to take away from this conversation is that abundance isn't just about dollars and cents. It's a relationship. It's a relationship with money, of course, and that's how we have to start this conversation, but it's also a relationship with yourself and with the world around you. If you think about it, for a relationship to thrive, there has to be a mutual respect, a belief in one another, there has to be boundaries, and perhaps most importantly, a feeling, right? So just like we talked about with health, it's not really about getting healthier. It's about becoming a healthy person. That involves changing your relationship with yourself and how you show up in the world, which then changes how the world responds to you. Money works exactly the same way. It's not about getting more money. It's about becoming someone who is abundant. Because who you become, who you are, determines what you consistently experience. And just like you teach people how to treat you based on how you treat them, you teach money how to treat you based on how you treat it as well. So I wanna share a few practical ways that I've learned to shift my relationship with money. The first one is probably the easiest thing you can do. Gina already mentioned it, but respect your money. Treat it better, and I mean all of it, not just the big amounts. First, clean out your wallet. I actually need to do this again myself because mine's gotten a little out of control again, so I'm talking to myself here, too. But throw away the receipts you've been carrying around for six months. Straighten your bills. Make them all face the same direction. Keep cash in your wallet. How many times are we like, "Damn, I don't have any cash on me. I can't pay for that parking spot," or buy the Girl Scout cookies, or contribute to the tip, or whatever. Always have cash in your wallet. There's an abundant feeling to having actual cash when you need it and that you see every day. That's important, too, seeing cash every time you open your wallet. Take inventory of your gift cards that you have in there and actually use them. If you're like most people, you probably have $100 or so worth of gift cards in your wallet that you've completely neglected, completely forgotten about. Respect the gift cards you have. That's money. Gather your loose change. No more coins rolling around on the floorboard of your car, no more quarters disappearing underneath the couch cushions, no more change sitting in five different jars around your house. Bring it together, roll it, cash it in, organize it, whatever, but respect it. Because if you really think about it, money's money, whether it's a penny or a million dollars, and if you can't appreciate a penny, why should you appreciate 100 million of them, right? This isn't magic, it's mindset work, and that's the most important work that you'll ever do. Don't try to tell yourself that it's silly. It changes the way you view money I used to go for long walks almost every day, and I'd always keep my eyes open for coins on the ground, treasures, as my son calls them. Um, and I still do this everywhere I go, but each time I find coins, I get excited. It sounds absolutely batshit crazy but I actually look up to the sky and say thank you every time I find a coin on the ground, and that's because I believe that coins are a sign in my life. One, it's a sign from my sister, but two, it's a sign that more abundance is coming. And probably the best part about it is giving the coins I find to my kids. They have a coin collection and my son has this app that he scans the coins to see what they're worth, and sometimes they're worth more than their face value, which he gets a huge kick out of. And so they, jump for joy when I bring them coins. So it's just like this fun relationship that we have cultivated around money, and I truly think that my process of looking for money everywhere I go and then getting excited when I find it, no matter how little it is, having that feeling that the coins represent abundance for me has really enhanced my respect for money, and ultimately my relationship with money. But here's something I found interesting when I used to take these long walks in all these different neighborhoods. So when I used to do this, I'd walk the same routes over and over again, but I would consistently find coins, like tons of them every single day in the same neighborhoods. And what's fascinating to me is where I found them. If you really stop and think about it, I bet you can guess which neighborhoods I consistently found the money in. Some people might immediately think it was in the wealthy neighborhoods because they have more money, right? Or maybe they're not too worried about change or picking up other people's change that's been dropped, but it's actually the opposite. It was not the wealthy neighborhoods that had the most lost money on the ground. Day after day, pennies, nickels, dimes, quarters, sometimes piles of change that had clearly all been dropped together that added up to dollars, and here it was just sitting for anyone walking by to find it and claim it, yet no one seemed to ever see it. So it really made me stop and think, why? Because even if it's just change, it's still money. But that just goes to show if we don't appreciate the money we already have, the money in our pocket or right in front of us, no matter how little it may be, why would we expect more to flow into our lives? Respect your money. Take care of it. Appreciate it, even the change, because abundance starts long before there's a comma in your bank account. So I want you to start thinking about what your sign is for abundance. Decide now that when you come across something, it doesn't have to be coins, but some kind of sign that when you see it means more abundance is coming into your life, and I want you to start seeking that sign out. Start looking for it everywhere and getting excited when you see it.

gina 15:51

Kim, do you wanna know something silly and amazing that I have done with my money? So right to the right of my desk, I have, like, a little altar. I have this humongous rose quartz. I have an African violet, a salt lamp, my nana's crucifix from when she was living. And underneath the crucifix, I have a $100 bill and a $10 bill, and it's probably been there for two years. And I kept the $100 bill because it has my angel number on it. It has 143. Oh. And whenever I looked at it, it was a sign to me that day, two years ago, and it meant the world to me. And the same thing with the $10 bill. It has my angel numbers in it. And so right underneath the crucifix, I have a $100 bill and a $10 bill, and I don't spend it. I look at it every day as- a sign of my angels are with me and I'm always abundant. And I love that you do that with the coins. Like, may everybody find coins and $100 bills places. I didn't find my $100 bill. Like- it was, you know, it was payment. But it was super, super special. But a lot of people would just put that back in their wallet. They gotta spend it. They have to use it. But it is my daily reminder that the energy around us is always abundant and we're always connected.

kim 17:23

Yeah, you're sitting there knowing that it's something that you don't have to spend mm-hmm. You're abundant enough that you can have that sitting there, and it always being a reminder to you, which is wonderful. It's a daily reminder. That's what we're looking for here. Mm-hmm. Okay, the second thing, get honest with your finances. Please stop avoiding your bank account. Stop avoiding your credit card balances. Stop refusing to look because it makes you anxious. Avoidance has never solved a financial problem. Clarity does. Having a plan does. If you don't know exactly what's going on, and you don't have a plan, you will be in a constant state of worry, and that heightened emotion will actually draw more of what you don't want. If you have a plan in place, even if it's not great, even if it's like a 30-year plan, it's like it's already handled. You don't need to worry about it anymore. That's the feeling you want. Not, "Oh my God, I hope this problem over here goes away and doesn't blow up in my face at any time." That not knowing is a constant worry. Now, I don't personally love strict budgets. For me, they feel restrictive. But I absolutely love awareness. Know what your monthly expenses are, know what's coming in, what's going out, what's left over. If your expenses are greater than your income, that's not failure. That's information, and information tells you where to pivot. It tells you what needs to change. That's all. No shame, no guilt, no regret. You're simply gathering data. Imagine you're using a GPS you wouldn't get angry at your GPS because you made a wrong turn. Your GPS doesn't get mad at you because you veered off course. No, it simply recalculates. Your finances work the same way. Figure out where you are so you know where to go next. It also gives you some clarity on how much money you want to earn to cover your expenses and still have overflow. Most people don't even know what that figure is. How can you manifest it if you don't know what it is? More money is so vague. We want clear, tangible goals. Third, forgive every financial decision you've ever made.. I've talked about this before, but literally write on a sheet of paper, "I forgive myself for," and list out whatever comes to mind, the credit card debt, the bad investment, the impulse purchase, the tax mistake, the student loans. Whatever still pops into your head years later and makes your stomach tighten, write it down, forgive yourself for it. I've made so many money mistakes. I had about $25,000 in credit card debt at one point. I took out over $40,000 from a student loan for a master's degree in a field I didn't even end up pursuing. I made one massive, and I'm talking massive, tax mistake that still makes me laugh because I honestly don't know how I got it that wrong. And don't even get me started on all the random things I've bought over the years because I was convinced that I absolutely needed them, only to regret it later. We've all done it, every single one of us. We're all figuring this out as we go. Most of us were never taught financial literacy, so give yourself some grace. Every financial decision before this moment means absolutely nothing. Take away its power over you. Don't allow decisions that are already in the past to continue stealing today's energy. Your past does not need to control your identity today. And remember, where you are financially today is simply the result of yesterday's thoughts, beliefs, and decisions. It is not proof of what's possible tomorrow, which brings me to my next point. Expand your awareness. Most people think money can only come from one place, their paycheck, and when that paycheck feels too small, they feel trapped. Instead, make a list of 20 different ways money could come into your life. Seriously, sit down and make a list. This is a great money practice. Maybe you ask for a raise. Maybe you pick up a part-time job. Maybe you babysit, walk dogs, sell things on Facebook Marketplace, open an Etsy shop, create an online course, tutor, Airbnb your house for a weekend, get a tax refund you didn't know about, an unexpected bonus. The point isn't that you'll do every one of these things or that they'll happen to you. The point is that you're teaching your brain there are possibilities everywhere. Your mind begins shifting from, "I have no options," to, "Wow, there's opportunities all around me," and that's a completely different frequency Finally, I wanna leave you with one of my favorite abundance tools. There's an app called The Secret to Money, not just The Secret, they have multiple apps, but it's called The Secret to Money, It might be two or three bucks or something like that. I don't know, because I've had it for years. But every morning, the app gives you money that you have to spend before the end of the day. If you don't spend it, you lose it. Maybe the first day it's $500, then 3,000, 10,000, 50,000, 100,000. It just keeps growing. And so you start asking yourself, "What should I buy today? Who should I help? What investment should I make? What should I pay off? What experience should I create?" And pretty quickly, you begin feeling something really interesting: overflow. You actually start thinking, "There's no possible way I could spend all this money." And that's exactly the feeling we're after. Abundance. Not lack, not scarcity, not fear, but overflow. I've used this app on and off for years. In fact, whenever I notice myself starting to feel tight around money or slipping back into scarcity mindset, I go back to that app, and I'll use it every single day for, like, a week or two. I don't miss a day. And without fail, money always seems to begin flowing into my life again every single time. Now, is the app magical? No. I don't think it's the app. I think it's me. It's changing my mindset. It's changing my expectations, my identity, and that's the point. Because again, manifestation isn't about getting rich. It's about becoming someone who thinks abundantly, acts abundantly, appreciates abundance, and expects abundance. There's something about that feeling of waking up every day knowing there's an overflow that you need to figure out how to spend. You have to take on the identity of that person, and once you become that person, you'll start seeing opportunities that were there all along because you finally become the version of yourself who knows how to recognize them. Quantum physics tells us that every possibility exists, so how do we access all these different possibilities? It's within us. It's our mindset, our way of perceiving, our way of being. It's not immediate. You can't go, "Okay, I'm gonna hop over to this other timeline now," and voila, you've got a million dollars in the bank. It doesn't work like that. You can't just visualize something in your mind and then open your eyes and there it is. That's not manifestation But that doesn't mean that it can't happen quickly. How quickly it happens is determined by how well and how long you stay in the frequency of it. You have to be and stay a match to it, and that's what this app is great for, is getting you into that frequency every day, multiple times a day, because you'll start thinking throughout the day about, "What am I going to use all this money on that's coming tomorrow and the day after that and the day after that?" So you're staying in that abundancy frequency.

gina 25:01

Okay, so I have to tell you something funny that happened this morning Okay As I'm listening to all of this... So last week my sister-in-law texted me and she goes, "Hey girl, after my kids get back into school, do you wanna go to the spa with me?" And it's something that we've done before. We've really, really enjoyed it. Well, my husband and I are going through the IVF process, which is full of extreme abundant numbers For sure. And so we were waiting until my doctor's appointment yesterday so I can, like, get to know what the next couple of weeks and the schedule is gonna be like, and this morning I literally wrote out, "Hey, I know that, you know, we plan, we were wanting to plan a spa day, but we just got hit with extra fees and extra money towards medications in the thousands of dollars. I can't afford to go to the spa right now." And I wrote it out and I looked at it, and immediately I said, "Yuck. I am not sending that." I was like, "That is a scarcity message. I'm not sending it." I deleted it, and instead, first off, if I need to send a text like that, I can reword it in an abundant way of, "Hey, I can't go to the spa this month. I am graciously excited to pay for these other things over here," and reformulate it that way. But that's not even my mindset. My mindset is, you know what? I have so many opportunities coming my way this month that I'm just gonna say yes to everything so I can go have a freaking spa day. 'Cause I need it Yes, you do. And then I was like, well, this is the perfect lesson for our podcast this morning- Mm-hmm in real time. Literally five minutes before we jumped on to record I did this.

kim 27:04

Yeah. Well-

gina 27:05

Divine timing

kim 27:07

for sure. You, you know, you hit the nail on the head there, because certainly we choose what to spend our money on, right? We can decide that we can't afford this or we can't afford that, and we can afford this and we can afford that. That's all a mindset. That's all mentality. We all decide that for ourselves. Everybody's different about what's important to spend money on. Um, but you decided to spend the money- Because you were going to be spending it on something that was going to make you feel good. And I think that that's a big- Yeah thing with money. Like- Mm-hmm you need to feel good when you spend money, and you need to spend it on things that make you feel good. That will multiply your feeling of abundance times 100. Like- Yes feeling good is of the utmost importance at all times when it comes to manifestation. So if that's... You know what I mean? Like, that's the most important thing- Mm-hmm you could ever spend your money on, in my view.

gina 27:59

Absolutely. So take these words out of your vernacular. Never say, "I can't afford something."

kim 28:07

Absolutely.

gina 28:08

Because you're spending your money in other ways. It's not that you can't afford it. You can. You just have to re- Mm-hmm you know, take funds from over here and put it over here. And- Yeah,

kim 28:21

it's not, "I can't," because it's a choice.

gina 28:23

Yeah. Mm-hmm. It's a pure choice of what you wanna spend your money on, even if you only have two pennies, right? Mm-hmm. Like, it doesn't matter if you have a million dollars or $2, there's still a choice of what you're gonna spend your money on. Never say you can't afford it. Change your wording, change your life, change your wealth.

kim 28:45

Absolutely. There's another thing that I wanted to bring up, which I didn't have in my notes, but it's just coming to me now. But, there's also this mentality out there, like the eat the rich mentality, that kind of- Yeah is going around right now, where people are really down on people that are rich, and they think that other people are entitled to their money. They think that they shouldn't have so much. They think that, you know, they should be telling them how they should spend their money. That's a really scary mentality to have because when you think about it, I mean, first of all, it's an entitled philosophy, but it also means that you don't believe there's enough to go around. It's the opposite of an abundance mindset. The world is abundant. I mean, you can look outside and see abundance everywhere. Like, not just in money, but, you know, every blade of grass, every leaf on the tree. Like, there's, there's enough oxygen for everyone. You know what I mean? Like, the, the world is abundant in nature. It's always growing. There is an infinite supply of money, period. You need to change your mindset on that. You don't need anyone else's money. You need your own money. Like, that's how everyone should view it. Because we should be aspiring for everyone to have that kind of money, where they can spend it however they want on whatever they want and have the life of their dreams. That is an abundance mindset So catch yourself if you're thinking that way, because it's really just causing chaos in your own life and your own mindset.

gina 30:28

That's just a control problem. When I, when you were saying that, what came to mind is like a couple being in an abusive relationship and one person being the breadwinner and one b- person being the stay-at-home parent or not the breadwinner, and one person controlling the money and being like, "No, you can't buy that." That's what came to mind of we can't have that mindset of the rich shouldn't be as rich as they are. That's super controlling, and when you have control over things, you're not letting the universe take over and give you these abundant qualities. When you white-knuckle things, it's not gonna happen, and if it happens, it's gonna fall apart because there's no divine intervention in it so I feel you on that. I'm like, "Get rid of those narrow-minded views."

kim 31:19

Mm-hmm.

gina 31:20

Everybody, everybody should be rich in their own way- Yeah and how they feel the best with their wealth.

kim 31:27

And it, it takes away people's power, you know? Yeah. I'm not saying that people don't need a leg up, people don't need help, and I do think that, when people have more money, they create more jobs, they give more. Like, those things naturally happen. But at the end of the day, saying that someone can't make it on their own, it takes away their power. We need to be empowering people, and certainly everyone needs a helping hand every once in a while, I'm not saying that. But that has to be up to the person helping and the person that's accepting that help. You know, deciding that someone needs to do something with their money, again, is so outwardly focused, and it's not- Mm-hmm focused on your own life. But it is- Yeah creating havoc in your own life.

gina 32:13

Stay in your lane. Stay in your lane. Yeah. Absolutely. Focus on your own energy, focus on your own family- build up your own wealth. And if you see someone- Mm-hmm that has something you want, you don't be jealous. You don't say they shouldn't have that. You use it as a sign. You know, you and I have talked about this in previous episodes. You use that as a sign of, "It can happen to me, too." Use it as inspiration- Mm-hmm instead of taking someone else's power away.

kim 32:42

Yeah. It's one of those possibilities available to you.

gina 32:45

Yeah. So I've been diving into, uh, Dr. Joe Dispenza lately, and in many of his books, he has various different techniques for manifesting, and I'd love to walk everybody through a manifesting wealth meditation. Does that sound good?

kim 33:03

Yeah, that sounds great.

gina 33:04

Okay. So he has this really great technique for manifesting. This is not exactly the way that he does it, but this is my own interpretation of his guidance. So let's settle in. Let's meditate together. Close your eyes, relax, drop your shoulders. Take a big deep breath in through your nose, and a long exhale through your mouth Disconnect from your surroundings so you're no longer focused on your current reality, deepening your breath every step of the way. Let go of the past and stop worrying about the future, bringing yourself fully into the present moment. Remember that you're more than your physical body. You're an energetic being with the ability to create change. Take another big inhale and another long exhale Get clear on what you want in this moment and picture it as if it is already becoming your reality. Now feel the emotions, the joy, the gratitude, excitement, peace, as though your desire has already happened. Feel it deep within your heart and soul. Let your body experience the future today so it begins to believe it's already possible Release the need to control how or when it happens, and stay open to unexpected opportunities. If you feel any control or any tightness in the body, take a deep breath and let it fall away Trust the process, take inspired action, and allow life to surprise you. Take a big inhale, a big exhale, and flutter your eyes open whenever you're ready. Whenever we're trying to manifest something, it's wonderful to just stop worrying about the past. A lot of manifestations don't come into fruition because you're stuck in the past or stuck in the future. But when you become present, that's when it becomes clear, and then you can feel the emotions, experience in your body, let go of control, and then take the action that you need, and it will surprise you. Remember this, manifesting wealth isn't about convincing the universe to choose you. It's about becoming the version of yourself who naturally recognizes opportunities, creates value, receives with gratitude, and takes courageous action. When your mindset, energy, and actions begin to work together, wealth stops feeling like luck. It becomes a natural byproduct of who you're becoming. Go create value. Stay open to receiving. And remember, you don't attract what you want nearly as consistently as you attract what you repeatedly embody